Monthly Archives: January 2026

Commercial and homeowners’ insurance claims for property damage are rarely simple transactions. Even when a roof collapse, flood, fire, or power surge may seem like an unpredictable accident, that may not be the case. There may be a third party, such as an installer, manufacturer, shipper, or contractor who acted negligently.  When that’s the case, […]

Insurance subrogation is not a widely known or well-understood field of law, even within the insurance industry. Yet, subrogation is the mechanism by which insurers can be paid back for claims they paid out to their insureds while holding the responsible party accountable for the damage they caused. Misunderstandings and lack of available education on […]