Subrogation Practice Areas

When a person is injured or a property damaged by an uninsured party the problems with successfully bringing a subrogation claim against them are numerous and unlike with insured claims, there may not be a pot of money to recover from despite your best efforts. Such parties and be hard to locate, their assets hidden or scarce and the limited personal information you have may be outdated. Because of these reasons, insurers generally conclude that pursuing subrogation recovery against an uninsured party is futile and a waste of time and money. However, Rathbone has the capability to change that outcome through our experienced staff, our processes and tools and our determined effort to succeed.

Strategic Subrogation Services for Uninsured Auto and Property Claims

Rathbone’s uninsured specialist recovery team respectfully and clearly communicates the need to resolve the uninsured subrogation through calls, emails and letters to tortfeasors. Rathbone’s team of subrogation attorneys and specialists use advanced skip-tracing methods to locate individuals who are missing or attempting to hide. We also used such methods to locate assets which increase the possibility of the recovery of uninsured subrogation claims Rathbone also makes it easy on uninsured tortfeasors to pay with the ability to accept online payments through credit cards, debit cards, Zelle and ACH. Our use of administrative pre-suit license suspensions, where permitted, is also a strength to recover an uninsured subrogation claim before the litigation process begins.

Identification of Additional Third Parties to Pursue to Find Insurance

Rathbone investigates and evaluates each uninsured subrogation claim to determine if any additional parties may be liable, if a claim can be made against an insurer and if there is reason to request reconsideration of a previously denied claim. If necessary, our team also determines if a suit against an uninsured party is warranted given that the remedies for an unsatisfied judgment against an uninsured party vary state to state. Data and Experience Provide Guidance for Subrogation Litigation

Rathbone also has decades of experience and data accumulated to provide strategic guidance as to where best to spend your court costs on an uninsured claim. It is easy to become underwater with costs on an uninsured portfolio. An analysis of assets on the claim and prior performance in the applicable jurisdiction are critical to the success of uninsured subrogation. Our uninsured auto claims review and deeply through historical data evaluations allow clients to understand the likelihood of recovery under a subrogation theory. We ensure our clients can make informed decisions regarding subrogation litigation.

After judgment, large and effective letter campaigns at no cost to clients increase opportunities for uninsured parties to satisfy judgments or pay off long-term payment plans, especially at certain times of the year. Rathbone carefully evaluates each claim to approve the claims to be included in such a program. The success of these campaigns is proven year after year and is indicative of Rathbone’s creative approach to uninsured subrogation recovery and proof that we know our job isn’t over just because we obtained a judgment.

Clear Communication: National Coverage and A Subrogation Process at Your Direction

Rathbone’s team of committed subrogation attorneys are licensed throughout the US and Canada. Our attorneys and specialists are well-versed in pre-suit settlements, negotiation, mediation, arbitration and litigation and can deftly navigate the nuances of subrogation laws across the country.

Rathbone Group, a nationwide subrogation law firm offering strategic, supportive and cost-effective subrogation services, provides clients with superior legal expertise in subrogation law and process. Clients’ needs vary, so we tailor the process of pursuing recovery to your goals and budgets. We provide you with valuable, state-based historical recovery data to help you make informed and judicious decisions.

While UIM subrogation is almost never an easy road, you should not assume a total loss without giving a claim a second look for subrogation potential. Whether we can identify additional liable parties, locate an evasive tortfeasor, or identify additional assets to pursue, even uninsured motor vehicle losses can be recouped.

Contact Rathbone Group