Recovering Unpaid Premiums Requires Robust Subrogation Coverage
Unfortunately, there are times when pursuing recovery of unpaid premiums from commercial entities is necessary. When insurance companies have premiums and deductibles that have not been paid, pursuing the delinquent party via subrogation can become contentious and complex. In combination with other types of subrogation cases, these are often overlooked due to the resources required to properly pursue them.
Rathbone Group is the ideal partner for recovering unpaid premiums. Not only do we understand and appreciate the nuances of subrogation and the insurance business generally, but we also have extensive experience handling contract claims, engaging in complex litigation, and enforcing judgments.
Making Insurance Subrogation Recovery Simple & Effective
With a myriad of legal defenses available, extensive litigation experience and a proactive review of the issues is a must. Rathbone Group’s offense-based approach to recovering unpaid insurance premiums under a subrogation legal theory minimizes loss for our clients:
Proactive Review of the Case
- Rathbone Group will identify all potential issues before litigation starts to determine the best strategy to undertake.
Quantifying Specific Damages
- Damages are reviewed to verify they are definite in amount, provable in court and not speculative.
- Any acceleration of entire balance is invoked upon failure to pay one installment.
- A possible contested audit is addressed prelitigation to prevent unnecessary and costly arguments.
Comprehensive Asset Identification
- Asset attachment can occur at suit filing depending on the state.
- RG utilizes various asset skip-tracing resources to obtain all available asset information in an effort to execute on a judgment.
- Post-judgment discovery is completed to further likelihood of recovery.
The Rathbone Group Advantage: Strategic Subrogation Case Management
As a nationwide subrogation law firm offering a unique, competitive brand of legal services for insurance disputes, we are well-versed at recovering unpaid premiums from commercial entities. While these cases are by nature argumentative at this stage, that does not mean a fair, swift subrogation settlement is unachievable. Utilizing our team’s diverse skill set and breadth of jurisdictional knowledge, Rathbone Group helps clients recover losses with efficient, creative and cost-effective subrogation services.