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In the larger picture of society, insurance is spoken of from a consumer perspective. Something horrible happens, say, an auto accident. The insured submits a claim to their carrier. It gets paid out simply and Read more…
Subrogation allows an insurer who has paid out a claim to their insured to then pursue the responsible party for those transferred losses. It serves as a control mechanism that holds bad actors accountable while Read more…
This article is a companion piece to this video If your insured’s house burns down and that expensive alarm system they put in to lower their premiums fails, does the alarm company carry any liability Read more…