Subrogation Practice Areas
At Rathbone Group, our subrogation lawyers work in a wide array of fields. Working closely with our knowledgeable team of subrogation specialists and claims adjusters, our team of attorneys, who are licensed in dozens of state and federal jurisdictions, deftly navigate the subrogation process in a variety of fields of law.
Insured Auto
Automotive subrogation against an insured tortfeasor presents both opportunities and challenges.. Strategic subrogation lawyers can overcome the challenges of auto insurance subrogation, recovering losses at every opportunity.
Property / Home / Fire
Property subrogation claims in fire, water, and other homeowners’ insurance can have multiple liable parties, requiring diligent case management by skilled lawyers. Because navigating a complex property issue can be a daunting task, property insurers require an experienced subrogation legal team to maximize chances of recovery.
Arbitration
Subrogation arbitration can be tricky, but it can save you the time and cost of pursuing litigation for your subrogation claim. Rathbone Group’s Arbitration Team can prepare even the most complicated arbitration filings in any forum, including Arbitration Forums.
Self-Insured
Using a self-insured retention or large deductible policy to save on insurance costs does not require absorbing uncovered losses as a cost of doing business. Outsourcing subrogation recovery efforts maximizes achieved recovery and protects the viability and quality service of self-insured entities.
Uninsured
The recovery of uninsured subrogation claims requires creative tools to recover and thoughtful strategy concerning costs. Rathbone Group’s diligent, tech-savvy approach identifies all pursuable assets, additional liable parties, and avenues to subrogation recovery.
Autonomous Vehicles
Self-driving vehicles are an imminent reality. Autonomous vehicles increase the complexity of motor vehicle subrogation by increasing the number of possible liable parties, requiring an experienced subrogation law firm to handle subrogation claims like these with skill and acumen.
Government Entity
Because these organizations are protected by state and federal laws, the subrogation of government entity claims is not only extremely complicated, but the notice process and insurance laws can vary widely by local, state and federal jurisdiction. However, that does not mean the right to subrogation is waived; it just takes a tactical law firm to exercise fully.
Workers’ Compensation
Subrogation of workers’ compensation claims is possible, but it is a complex area of law and requires an experienced hand with a depth of knowledge in state-specific subrogation laws, as each state has its own legal framework governing worker’s compensation.
Utility Claims
Handling a subrogation claim involving a utility company is not only challenging but often convoluted, as foundational aspects of a subrogation argument such as duty of care, negligence, and liability are all defined differently in across the country.
Unpaid Insurance Premium
When insurance companies have premiums and deductibles that have not been paid, pursuing the delinquent party can become contentious. A subrogation law firm can guide you through the conflict, maximizing recovery with minimal stress.
Maritime and Admiralty
Subrogated maritime claims often involved many moving pieces and multiple, if unclear, jurisdictional authority. A subrogation company with the resources and experience to resolve these complex claims, which may involve contract disputes, collisions, delays, groundings, sinking, loss of cargo, or injury to employees and/or others is vital.
Fiduciary Surety Bond
Thorough investigations, liability determination, cost-effective services, and proficiency in specific subrogation laws across the country ensure our fiduciary surety clients always have the best chance of recovering damages after a loss.
Cyber Liability
Cyber liability subrogation is an emerging field in insurance law that brings with it new perceptions of who is liable for digital, as opposed to physical, losses. These claims require careful skill on the part of a subrogation attorney to maximize client recovery.