Subrogation Practice Areas
Subrogation of Insured Auto Claims
Ensure You Maximize Recovery on Insured Auto Subrogation Claims
Subrogated automobile claims with insured tortfeasors present the benefit of increased recovery opportunities, but also the difficulty of more vigorous defense regarding fault, making the subrogation of insured auto claims a challenge. Rathbone’s team of attorneys and claim specialists provide superior advocacy on anything from simple paint chipping to major damage with complex liability arguments.
Higher Subrogation Recoveries with a Shorter Life Cycle
As a national leader in subrogation law, Rathbone Group has cultivated strong relationships with numerous auto insurance carriers, efficiently facilitating faster recoveries on individual claims, while also utilizing tools such as mass settlement conferences for a cost-effective resolution. Adverse carriers know when Rathbone Group is pursuing a subrogation recovery, they intend to recover the entirety of the claim. These strategies not only expedite a fair disposition of subrogation case files, but also provide insurance companies with brand protection.
Adjusters and Attorneys Work as a Team
Rathbone Group’s highly trained claims specialists include licensed, experienced claims adjustors who work in conjunction with attorneys to address any defense that the opposing party may raise. In fact, Rathbone has the technical experience and legal knowledge to deduce what defenses an adverse party is likely to raise before they are raised, allowing us to defeat such arguments quickly and effectively. We are focused on the positive aspects of each claim to find creative routes to obtain a recovery. Our subrogation-focused attorneys, licensed to practice in dozens of state and district courts, are adept at resolving claims disputes via through mediation or arbitration. Moreover, Rathbone Group has access to medical professionals to assist with evaluating and resolving Medpay and PIP claims, in addition to having vast experience with the Made Whole and Common Fund doctrines.
Pursue All Remedies Permitted to Recover Arbitration Enforcement Claims
Rathbone Group is well-versed in Inter-Company Arbitration Forums Rule 5.2 permitting the recovery of an unpaid arbitration award. Our efforts are not limited to the award itself, but also include attorneys’ fees, costs, and interest. We are familiar with arguments posed by carriers who do not believe unfavorable awards are binding and are prepared to overcome such arguments quickly and effectively.
Cost-Effective Recovery of Excess in Underinsured Limits Claims
It’s challenging to understand when to pursue the excess amount on an underinsured auto claim. The Rathbone team has significant experience recovering excess on underinsured limits claims and considers all relevant factors in recommending whether an attempt to recover excess is cost-effective. Our detailed skip-tracing of assets provides guidance as to the collectability of the excess, and our accumulated experience helps us to know what characteristics of a tortfeasor translate to a higher likelihood of paying.
Rathbone Group’s subrogation team conducts negotiations focused not only on the facts of loss, but is also rooted in the state-specific legal analysis with a balanced approach to costs.
Overcoming the Obstacles of Underinsured Motor Vehicle Subrogation
Another challenge presented in insured auto claims is that, while the tortfeasor may have insurance, they do not have enough to cover the damages they caused. In underinsured auto subrogation, the initial investigation phase is all-important. Identifying all possible parties from the outset of the subrogated matter can open additional paths to recovery. As well, a tech-savvy approach to identifying and locating tortfeasors can reveal additional assets that can be pursued.
Rathbone Group’s Subrogation Attorneys Maximize Recovery & Minimize Cost
Our law firm offers automotive insurance carriers nationwide coverage, so that no matter the jurisdiction in which the loss occurred, our strategic and effective brand of subrogation claims management is available to you. Rathbone Group’s approach to the subrogation process keeps clients’ needs and costs at the forefront as we pursue the path to resolution that maximizes your net recovery.