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Auto Insurance Subrogation

Rathbone Group’s attorneys and claims specialists provide superior advocacy on anything from chipping to complex liability arguments.

Subrogated automobileclaims with insured tortfeasors present the benefit of increased recovery opportunities, but also the difficulty of more vigorous defense regarding fault, making the subrogation of insured auto claims a challenge. Rathbone’s team of attorneys and claim specialists provide superior advocacy on anything from chipping to complex liability arguments.

Higher Subrogation Recoveries with a Shorter Life Cycle

As a national leader in subrogation law, Rathbone Group has cultivated strong relationships with numerous auto insurance carriers, efficiently facilitating faster recoveries on individual claims, while also utilizing tools such as mass settlement conferences for a cost-effective resolution. Adverse carriers know when Rathbone Group is pursuing a subrogation recovery, they intend to recover the entirety of the claim. These strategies not only expedite a fair disposition of subrogation case files, but also provide insurance companies with brand protection.

Adjusters and Attorneys Work as a Team

Thorough Pre-suit Investigations & Creative Subrogation Litigation Strategy to Find Additional Liable Third Parties to Pursue
Rathbone Group’s highly trained claims specialists include licensed, experienced claims adjustors who work in conjunction with attorneys to address any defense that the opposing party may raise. In fact, Rathbone has technical experience and legal knowledge to deduce what defenses an adverse party is likely to raise before they are raised, allowing us to defeat such arguments quickly and effectively. We are focused on the positive aspects of each claim to find creative routes to obtain a recovery. Our subrogation-focused attorneys, licensed to practice in dozens of state and district courts, are adept at resolving claims disputes via through mediation or arbitration. Moreover, Rathbone Group has access to medical professionals to assist with evaluating and resolving Medpay and PIP claims, in addition to having vast experience with the Made Whole and Common Fund doctrines.

PursueAll Remedies Permitted to Recover Arbitration Enforcement Claims

Rathbone Group is well versed in Inter-Company Arbitration Forums Rule 5.2 permitting the recovery of an unpaid arbitration award. Our efforts are not limited to the award itself, but also include attorneys’ fees, costs, and interest. We are familiar with arguments posed by carriers who do not believe unfavorable awards are binding and are prepared to overcome such arguments quickly and effectively

Cost Effective Recovery of Excess in Underinsured Limits Claims

It’s challenging to understand when to pursue the excess amount on an underinsured auto claim. The Rathbone team has significant experience recovering excess on underinsured limits claims and considers all relevant factors in recommending whether an attemptto recover excess is cost effective. Our detailed skip-tracing of assets provides guidance as to the collectability of the excess, and our accumulated experience helps us to know what characteristics of a tortfeasor translate to a higher likelihood of paying.

Rathbone Group’s subrogation team conducts negotiations focused not only on the facts of loss, but is also rooted in the state-specific legal analysis with a balanced approach to costs.

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