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Subrogation Blog

Tag: subrogation liability

Open & Obvious: When “Should Have Seen it Coming” Equals Negligence

In a subrogation context, liability is evaluated based off of a party’s failure to act reasonably to prevent a loss. In automotive subrogation, for instance, the driver who ran the red light failed to act reasonably to prevent them from T-boning the injured driver. They are liable for the loss, as they posed a risk […]

Emergencies & Liability: When the Alarm Doesn’t Sound the Alarm

If your insured’s house burns down and that expensive alarm system they put in to lower their premiums fails, does the alarm company carry any liability exposure? In the above episode of On Subrogation: Emergency Response – Alarm Company Liability, RG attorney Jason Sullivan discusses a viable subrogation strategy in the face of a fire and […]

Big Equipment, Big Costs: Subrogation for Damaged Rental Equipment

This article is a companion piece to this video What happens when heavy equipment gets damaged in the course of a rental contract? Who is on the hook for the damages caused? This is a common dilemma encountered in the legal realm of subrogation, but like most things in this field of insurance law, there […]